Our Services
Empowerment Concepts is a financial strategy company. We will constantly look for any and all concepts that can help our clients, and then we will offer those services that we feel are at the core of a healthy financial game plan.
Our philosophy is built on the motto, "Don't follow the herd!"s Statistics PROVE that if you are doing what most Americans are doing, you are going to be in trouble when you get ready to retire. Fully 97% of Americans are not able to retire in a financial comfort zone. They either must continue to work or drastically alter their lifestyle so that they do not run out of money. Don't let this happen to you!
Here are the KEYS to financial success:
1) Protect your money. Follow the advice of Warren Buffett and don't lose money on your investments.
2) Grow your money. You can't put it in the bank and expect to stay ahead of inflation, so you have to find other ways to grow it while it's protected.
3) Pay off your debts. Your mortgage and other debts are wealth KILLERS. We can help you get the best mortgage, but we can also show you how best to pay it off!
4) Fix your credit (if needed). The interest rates you pay will determine how quickly you can eliminate your debts.
If you do all four of these simple rules you will create financial freedom. Most Americans do not follow these 4 simple rules, so again, "Don't follow the herd!"
Here are some of the unique ways that Empowerment Concepts helps our clients. Ask yourself these questions and click on the ones that you feel apply to YOUR family situation:
Mortgage Acceleration
What could you do if you had NO MORTGAGE PAYMENT each month?
How would it feel to have NO mortgage payment? What kind of freedom would be created for your family if you were debt-free? Could you take more vacations, fund college, save for retirement, start a business? One of the most exciting programs to come along in MANY years is the Global Debt Elimination Program (GDEP). This incredible program allows most families to pay off ALL debts including their mortgage in 1/3 to 1/2 the time without changing their lifestyle!
For more information on this program visit this website, and then contact us for a FREE Global Debt Elimination Program Analysis to see if your family can qualify.
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Mortgages
How would it feel to finally apply for a mortgage without all the paperwork and hassle?
We have a state-of-the-art, completely PAPERLESS system for mortgages! This makes our turnaround times incredibly short compared to traditional mortgage companies. We have access to every possible program offered in America and our mortgage affiliation is with Envoy Mortgage, a Texas-based company and nationally recognized mortgage bank. And, contrary to all the bad press you are hearing in the national media, MOST Americans can still easily qualify for a great mortgage loan.
Visit our mortgage application website to begin the application process and recieve help with a Purchase or Refinance Mortgage!
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Reverse Mortgages
Are your parents or grandparents having trouble making ends meet, but have equity in their homes? Would it make a difference for them to use a government program that allows them to access that equity?
Seniors above the age of 62 can receive MONTHLY INCOME, a lump sum, or a combination of those payouts based on the equity in their homes—there is NO monthly payment required to pay back these loans! This government-backed program is the fastest-growing mortgage program in America today. So that clients are fully informed of their options, a counseling course from a 3rd party organization is REQUIRED before a client is allowed to even apply for one of these loans, and we highly encourage the extended family to attend the counseling sessions as well so that everyone understands the program. We have an affiliation that allows us to turn around reverse mortgage closings in a much shorter time frame than the standard company.
Visit our mortgage application website or contact us for more information regarding Reverse Mortgages!
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Indexed Life Insurance and Annuities
Are you worried about the next stock market crash? How would it feel to protect your assets from loss while also participating in the overall growth of the economy and stock market?
After experiencing the stock market crash of 2000 to 2002, I began to search for alternatives to pure stock market investing. Indexed insurance accounts are able to track the returns of a market index, typically the S&P 500, while PROTECTING the assets from loss. IRA's, Roth IRA's, past 401k's, CD's, and many other accounts can be rolled into Indexed Annuities. Indexed Life Insurance can also potentially create tax-free retirement income and many other benefits. Not everyone will qualify for these accounts, so it is necessary for us to perform a Confidential Networth Analysis before recommending their use.
Contact us about using Indexed strategies for your assets!
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Confidential Networth Analysis
Most Americans spend more time planning their vacation than their financial future. How would it feel to finally have a simple financial game plan?
Gathering the data on this form allows us to provide suggestions for increasing a family's net worth. There are many potential avenues to do this as outlined in the above list. This service is FREE and will always be free. Some companies charge $500 or more for this type of analysis. We believe in giving first, then potentially earning the right to perform services for our clients. We also do NOT charge fees for advice. We receive our compensation from the companies that we are affiliated with. This keeps the client from being charged fees when no real activity is happening on their accounts, which occurs in many other financial service companies.
Request your own Confidential Networth Analysis!
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